Individuals and families, small business owners and the self-employed are among those who are responsible for purchasing their own insurance. At Care Value, we are committed to providing our customers with the best value in health and supplemental insurance.
We are your personalized team of insurance specialists. We focus on tailoring each insurance policy to your specific needs. When you safeguard your business, family and most important assets with one of our proven and trusted insurance programs. We make certain that you are getting the right protection at the best possible price.
Your busy life calls for simplicity and convenience. And when it comes to finding insurance, nothing makes your life easier than on-line insurance quotes and a team of insurance specialists. When it's time to shop your insurance rates, let us streamline the process. As independent agents with access to hundreds of insurance products, we are able to provide the best that the current market has to offer. It's all quick, straightforward-and comfortable.
We want to build a long-term relationship with you, not just provide you with cheap insurance. We advise you on the best insurance policies for your specific circumstances. In some cases, that may mean advising you to go with a different insurance provider. We are dedicated to being the one-source for all of your personal and business insurance needs.
Trusted Relationships That Last!
Plan ahead for retirement. Americans are eligible for Medicare at age 65, so take this into consideration if you plan to retire at an earlier age.
Consider whether you still need disability insurance. Important considerations include whether you are still employed, your age, how many years until you are eligible for Social Security, your individual financial needs and your ability to pay the premiums, which typically escalate significantly as you age.
Carefully evaluate whether long-term care insurance make sense for you. Before purchasing long-term care insurance, do a thorough analysis of your financial situation to be sure you can continue to afford the premiums for an extended period of years – through your old age until death – and figure out whether you have significant savings or other financial assets you want to protect. Many people find they cannot afford the premiums as they get older and get closer to the point when they are most likely to need the coverage. In addition, make sure you know what triggers will result in benefit payments, as well as the likelihood and potential size of premium increases.